Transactions And Insights

Transactions

Use Transactions to review what happened after card spending.

Look for:

• Merchant.
• Date.
• Amount.
• Category or envelope.
• Status.
• Declines or blocked transactions.

You can also open an envelope to review activity tied to that envelope.

Declines

A declined transaction usually means one of these is true:

• The envelope did not have enough money.
• The card was frozen, inactive, canceled, or revoked.
• A card limit was reached.
• The wrong card was used.
• Family permission blocked the spend.

Insights

Use Insights after you have transaction history. Insights may show spending health, category patterns, and budget progress.

If Insights is empty, create envelopes, connect a bank, create cards, top up, and spend from cards first.

Family activity

Use Family Activity to review household spending by member and envelope. Family admins see broader household activity than members.